Simple plan

Where Simple works

• Google Pay.
• Supported subscriptions and online purchases.
• Travel, hotels and marketplaces.
• 3D Secure through AnyPay.

Do not use Simple for AI or Apple Pay

• ChatGPT, Claude, Gemini, Cursor, Suno and other AI services.
• AI APIs and products in the AI category.
• Apple Pay.

Copy the billing address

Use Hong Kong as the country and copy the full billing address from the Simple card details in AnyPay.

Use a Hong Kong VPN when required

If the service checks location, keep the account region, VPN and billing country set to Hong Kong.

Keep the balance rules in mind

The 3.5% fee applies only when funds are moved from the shared wallet to Simple. Funds already on the card cannot be returned, withdrawn or sent to another card.