Compare Simple and Ultimate
Simple and Ultimate fees, limits and features in one clear comparison.
Compare the cards
Simple is for everyday payments and Google Pay. Ultimate adds AI services, Apple Pay and the broadest supported use cases.
Simple
- Card issuance
- 35 USDT
- Card funding
- 3.5%
- Service fee
- $0
- Purchase fee
- $0
- Validity
- 3 years
- Per-transaction limit
- $200,000
- Daily limit
- $200,000
- Apple Pay
- Not supported
- Google Pay
- Supported
- AI services
- Not supported
Issue SimpleUltimate
- Card issuance
- 45 USDT
- Card funding
- 4.5%
- Service fee
- $0
- Purchase fee
- $0
- Validity
- 3 years
- Per-transaction limit
- $15,000
- Daily limit
- $200,000
- Apple Pay
- Supported
- Google Pay
- Supported
- AI services
- Supported
Why people choose Ultimate
Ultimate supports Apple Pay, ChatGPT, Claude, Gemini, Cursor, Suno and other AI services. It also works for travel and other supported international payments.
Why people choose Simple
Simple is a good fit for Google Pay and everyday international services such as subscriptions, streaming, travel and marketplaces. It does not support AI services or Apple Pay.
How fees work
Funding your balance with USDT TRC-20 is automatic and fee-free. A 3.5% or 4.5% fee applies when funds are moved from your balance to the selected card.
Card limits
- Ultimate: up to $15,000 per transaction and $200,000 per day.
- Simple: up to $200,000 per transaction and $200,000 per day.
Know the balance rules before funding a card
- Transfers between cards are unavailable.
- Once funds are moved to a card, they cannot be returned to the shared wallet or withdrawn.
- The cards cannot be used for transfers, wallet funding, exchanges or cryptocurrency purchases.
Use the card's billing country
Ultimate uses Singapore; Simple uses Hong Kong. If a service checks location, keep the account region, VPN and billing country consistent.